• The Investor decides and approves the risk and return profile of a Mortgage Investment.
• Fixed term and interest rate.
• Mortgage security over real property within Australia.
• Qualified independent valuation of each security property. Conservative loan to value ratio. Maximum lend of 80% of security property value but generally set at 70% depending on asset and loan requirements.
• Limited early withdrawal. Early withdrawal permitted if suitable replacement investor can be found.

• Individuals
• Corporations
• Superannuation funds
• Retiree and Pension funds
• Trustees
• Institutions
• Charities and Foundations

Typically, between three (3) months and two (2) years.

Interest is fixed for the term.

Investor(s) names are registered on the security property title as mortgagee either solely or as tenants in common with other Investors. Denarau is noted as the mortgage manager within the transaction documents.

The Denarau Direct Mortgage Fund provides for individual Mortgage Investments secured by a variety of real property within Australia. These properties can include metropolitan residential property, commercial and suitable regional or industrial properties.

Income generally credited monthly in arrears to the Investor’s nominated bank account.

Business or commercial purposes only.
Purchase, refinance, equity release and/or development.

No fees payable by the Investor unless early withdrawal applies.

Denarau manages the mortgage investments on behalf of Investors from the initial assessment to mortgage repayment.

The directors of Denarau have extensive experience in banking, credit assessment, loan management, investment management and debt recovery.